Current Offer: Earn 80k Citi Thank You points after $4k spend in 3 months 

Why I Love it: This may be the most underrated credit card in the market. If you’re looking for a card that will earn bonus points across many of the categories you spend the most money on…this may be it. You’ll earn 3x points on Air Travel, Hotel, Supermarkets, Dining, and Gas. The Citi Premier® Card also give Mastercard World Elite benefits which can include free mobile phone insurance, DoorDash and Lyft benefits, and Shoprunner. You get all of this for a $95 annual fee. Citi also has some really great transfer partners; however, they are a bit more nuanced than you’ll find with Chase or Amex 

Benefit Overview: 

  • 3x on Travel, Supermarkets, Gas, Dining, and Hotels
  • No Foreign Transaction Fees
  • Access to Mastercard World Elite benefits 
  • $95 Annual Fee