What is a Reverse Budget, and Why it Might be the Best Option for You?
Traditional budgeting tells you to list all your expenses, allocate your income accordingly, and see what’s left for savings. But…
2 min read
Author: plentyofpoints
American Express Hilton Consumer Cards Elevated Offers
American Express has introduced elevated welcome offers for its Hilton Honors credit cards, providing travelers with enhanced opportunities to earn…
3 min read
The Power of Starting Early in Investing
One of the most important principles in personal finance and investing is simple: start early. The earlier you begin investing,…
4 min read
What Is a Roth IRA and Why You Should Use One
If you’re looking for a smart way to save for retirement, a Roth IRA could be the ideal solution. This…
5 min read
How to Handle a Raise or Bonus
When you receive a raise or bonus, it’s natural to feel excited about the extra income. It’s a reward for…
4 min read
How to Invest in a Roth IRA: A Simple Step-by-Step Guide
Investing in a Roth IRA is a powerful way to grow your wealth tax-free, and it’s easier than you might…
3 min read
The Power of Paying Yourself First: A Key Personal Finance Principle
When it comes to managing your finances, one of the most impactful principles you can adopt is the concept of…
3 min read
Buying Groups 101: A Beginner’s Guide to Maximizing Your Rewards
If you’re into maximizing credit card rewards or just looking for an efficient way to make the most of your…
4 min read
Our Dream Honeymoon in Bora Bora: Luxury for Almost Nothing
My partner and I recently returned from our dream honeymoon in Bora Bora, and I can’t wait to share our…
3 min read
Can You Get a Business Credit Card Without a “Business”?
You don’t need a formal business or business income to get a business credit card. A side hustle or hobby…
3 min read