American Express Business Platinum

Current Offer: Earn 120k Membership Rewards after spending $15k with the first 3 months of card membership. Annual fee is $695. 

Why I Love it: This all metal beast is a powerhouse card that will give you access to Amex’s own Centurion Club Lounge, Priority Pass lounges (enrollment required) , $200 incidental airline credit (enrollment required), $189 Clear Credit (enrollment required), 50% bonus on purchases over $5k,  $120 wireless credit, cell phone insurance, 35% back on points redeemed on your airline of choice/premium cabin tickets (enrollment required), 5x points on flights purchased in Amex Travel, and $400 annual Dell statement credit (enrollment required ). 

Benefit Overview:

• 120,000 welcome offer after $15k spend in 3 months –
• Annual fee $695
• $189 Clear credit (enrollment required )
• $200 annual airline incidental fee reimbursement (enrollment required )
• $120 Wireless Credit ( enrollment required )
  • $10 per month wireless credit,
  • Must make payments directly to any US Wireless provider
• 1.5x points on qualifying purchases over $5000
• 1.5x on up to $2 Million at select categories
  • Electronics goods, retailers, software, and cloud service providers
  • Construction materials and hardware supplies
  • Shipping providers
• Global Entry fee reimbursement – worth $100 (enrollment required )
• Priority Pass Select membership – worth ~ $400 (enrollment required )
• Cell Phone Insurance
  • $800 per claim, 2x per 12 month period
  • $50 deductible per approved claim
• Delta Sky Club lounge access – when flying on Delta
• Centurion Lounge access – network expanding and very worthwhile
• Access to Fine Hotels and Resorts
  • Amazing benefits such as free breakfast, resort credits, room upgrades, early check in, late check out, etc
    • Using Amex FHR has earned me $100s per stay each time I use it.
• Over 20 transfer partners: like Singapore Air, Air Canada, Air France, British Airways
• Marriott Gold status (enrollment required )
• Hilton Honors Gold status (enrollment required )
• The Hotel selection
  • slightly different than Fine Hotels and Resorts, but provides great benefits, credits, and upgrades
• 5x points on flights booked through Amex Travel
• Access to International Airlines Program rates for select premium cabin flights originating in the USA
• $400 Annual Dell credit ( enrollment required )
  • This is split into 2, $200 credits, applied every 6 months: Jan to June and July to Dec
• $360 Indeed credit ( enrollment required )
  •  get $90 per quarter, Up to $360 annual statement credit
  • on all Indeed hiring and recruiting products and services
• $150 Adobe credit ( enrollment required )
  • : $150 annual statement credit on select purchases,